Recovery from Banks and Credit Institutions

Success fee only – no risk for you

↩️ Recovery from banks and credit institutions

Reclaim unlawful loan fees – even on loans you have already repaid

We check your loan and leasing contracts free of charge for legally inadmissible fees and charges and get your money back for you – whether the contract is still running or already repaid.

over € 1.000,-

Ø per customer possible – depending on the individual case

Success fee only

You only pay if we actually recover money for you

Free check

We review your contracts for you, without obligation

How the recovery works

📄

Submit documents

You send us your loan or leasing contract and your ID – simply by upload in the form. This can be an ongoing, already repaid or refinanced loan.

🔍

Free check

We check whether fees and charges were applied in your contract that are considered inadmissible under Austrian Supreme Court (OGH) case law, and determine your potential recovery.

↩️

Recovery for you

If there is potential, we take over the claim against your bank or credit institution. A success fee is only due if money is actually refunded.

Which fees we check

Typical examples from practice – whether you actually have a claim in your case, we clarify in the free check.

Processing & arrangement feesone-off charges when the loan is taken out
Account maintenance & administration chargesongoing charges during the loan term
Expenses & additional chargese.g. valuation, processing or handling costs
Fees on leasing contractse.g. contract and arrangement fees

The check is non-binding. Whether and to what amount a claim exists depends on the contract, the date it was concluded and current case law – we cannot give a guarantee.

What do we need from you?

To assess your recovery potential, a few documents are enough. You simply upload your contract and ID directly in the form below.

📄 Loan or leasing contract
🪪 ID of all borrowers
✍️ Power of attorney

We will send you the power of attorney as soon as we have received your details.

Check for free now

Fill in the fields and optionally upload your documents right away – we will get back to you personally within 1–2 business days. In the message you can briefly describe your case or share any other important information.

Which contracts are involved? (multiple choices possible)
Is the contract still active?
Upload your documents right now (optional)
📄
Loan or leasing contract
All pages, as PDF, scan or photo
Choose file
🪪
ID of all borrowers
Front and back
Choose file

🔒 We treat your documents confidentially and use them only to review your case. PDF, JPG, PNG or HEIC, max. 10 MB per file.

New brand, same team

BOXX-ENERGIE is becoming tarif-check.at

Same quality, more savings.

⭐⭐⭐⭐⭐ 5.0 · 40 Google reviews as BOXX-ENERGIE

★★★★★

„Ich habe in letzter Zeit viele Angebote bekommen, doch was mir hier ganz besonders gut gefallen hat, ich wurde zurückgerufen und mir wurden Details erklärt. Sehr freundlich, kompetent und vor allem auch unverbindlich. Der Strom und Gasanbieterwechsel hat super easy funktioniert.“

Günter A.
Local Guide · Google review
★★★★★

„Sehr kompetenter und hilfsbereiter Berater. Wenn Sie ein gutes Angebot für Strom oder Gas benötigen, wird Sie Hr. Menarek bestens beraten. Sehr empfehlenswert.“

Davor W.
Local Guide · Google review
★★★★★

„Einfach kompetent, freundlich und rasch! Besser geht’s nicht! Kann man nur weiterempfehlen!“

Harald S.
Google review
★★★★★

„Sehr freundliche und überaus kompetente Beratung durch Herrn Menarek. Wechsel unkompliziert und enorme Einsparung bei Gas und Strom. Danke vielmals.“

Hans J.
Local Guide · Google review
★★★★★

„Sehr interessante und gut verständlich erklärte Alternativen zum herkömmlichen Strombezug!“

Hans R.
Google review
★★★★★

„Tolle Beratung inkl. superschneller Abwicklung und Antwort auf Rückfragen.“

Alexandra M.
Google review
★★★★★

„Ich habe in letzter Zeit viele Angebote bekommen, doch was mir hier ganz besonders gut gefallen hat, ich wurde zurückgerufen und mir wurden Details erklärt. Sehr freundlich, kompetent und vor allem auch unverbindlich. Der Strom und Gasanbieterwechsel hat super easy funktioniert.“

Günter A.
Local Guide · Google review
★★★★★

„Sehr kompetenter und hilfsbereiter Berater. Wenn Sie ein gutes Angebot für Strom oder Gas benötigen, wird Sie Hr. Menarek bestens beraten. Sehr empfehlenswert.“

Davor W.
Local Guide · Google review
★★★★★

„Einfach kompetent, freundlich und rasch! Besser geht’s nicht! Kann man nur weiterempfehlen!“

Harald S.
Google review
★★★★★

„Sehr freundliche und überaus kompetente Beratung durch Herrn Menarek. Wechsel unkompliziert und enorme Einsparung bei Gas und Strom. Danke vielmals.“

Hans J.
Local Guide · Google review
★★★★★

„Sehr interessante und gut verständlich erklärte Alternativen zum herkömmlichen Strombezug!“

Hans R.
Google review
★★★★★

„Tolle Beratung inkl. superschneller Abwicklung und Antwort auf Rückfragen.“

Alexandra M.
Google review

Frequently asked questions

Everything about recovering loan fees

Does the check cost me anything?

No. The check of your loan and leasing contracts is free of charge and non-binding for you. We only charge a success fee if we actually recover money for you.

Can I also recover something for loans I have already repaid?

Yes, in many cases. Loan and leasing contracts that have already been repaid or ended can also be checked. Important: claims can become time-barred – so have your contract checked as soon as possible.

Which documents do I need?

The loan or leasing contract and the ID of all borrowers – you upload both directly in the form. This can be an ongoing, already repaid or refinanced loan. We will send you the power of attorney as soon as we have your details.

Do I have to cancel my loan or switch banks?

No. The check and recovery are independent of whether your loan is still running. You neither have to cancel nor switch banks.

How high can the recovery be?

That depends on the individual case. In our experience, typical cases average over € 1.000,- per customer – however, we cannot give a guarantee.

What happens if nothing can be recovered?

Then you incur no costs – we work exclusively on a success-fee basis.

Who handles the process with the bank?

We take care of communication and processing for you – you do not have to deal with the bank yourself.